Debt Collector Antics
When my daughter was 16, I had an auto insurance policy for her and a separate one for myself. Upon changing carrier’s and cancelling both policies, the insurance carrier debited amounts I did not owe...
View ArticleOrginal Creditors: FDCPA, FCBA, & FCRA
I need more info about validation debt letter with original creditor not with collection agency.Please let me know if you have any. Thanks, Kevin ————— Hello Kevin, The validation of debts provision...
View ArticleProtecting Credit Through The FDCPA
I just received a letter from a collection agency two weeks ago claiming I owe from an old cingular account. This bill was supposedly from 2002. I have been an excellent customer of cingular since...
View ArticleBattling Tools of Debt Collection
I just found your site last nite been reading it ever since. What brought me to find your site is a letter i recieved from ThisDebtCollector. Stating that I owe them 320.80. “Since you have failed to...
View ArticleDebt Collection Disputes
I’m on the mailing list of a debt collection industry publication called “Collection Advisor”. Most of the articles are pretty creepy or downright sleazy. In all fairness, here’s an article from page...
View ArticlePost-Foreclosure Collection Continues
I had a home with two mortgages that went into foreclosure. The second is now trying to collect. (after 2 years) I sent a validation of debt letter (certified) they responded back 4 months later with a...
View ArticleDana’s Story
Mine is twofold: Testimonial and attempt to stump the experts! First, the testimonial. My credit score was doomed until I stumbled upon this site about 10 months ago. I used the abundant advice on this...
View ArticleShort Sale Second Mortgage Collection
Hi Paul, I just found your site, and wish I had found it earlier. We recently went through a short sale due to needing to relocate to another city for work. We had a first mortgage and a 2nd (HELOC,...
View ArticlePortfolio Recovery & Professional Debt Management Busted
St. Louis, Mo. – Attorney General Chris Koster today filed suit against two debt collection companies that are operating scams to collect debts from citizens who do not owe the money. Koster filed law...
View ArticleTennessee Chasing After Me
I live in Tennessee and I had a Rental Property that was Foreclosed on in 2008. Wells Fargo held the original Mortgage and sold the property for less that the amount that I owned. I received a 1099-A...
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